• 888.976.4696
  • info@mioymcommercialcapital.com

MIOYM Commercial Capital

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Direct Private Lending for Real Estate Nationwide

Close quickly on your next investment with programs, 
tailored to your property and goals.

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Investment Assistance

Access nationwide private real estate loans tailored to your investment goals. From Fix-N-Flip financing to long-term rental property loans, we provide fast, reliable funding so you can close deals quickly and grow your portfolio.

Financial Performance

Boost your real estate investment returns with competitive loan terms and strategic funding. Our direct private lender programs are designed to help investors improve cash flow, increase property value, and achieve stronger financial performance.

Experienced Advisor

Partner with an experienced private lending team that understands the real estate market inside out. Our advisors guide you through every step of securing fast-closing investment loans, making the process smooth, transparent, and stress-free.

Why Choose Us

As a niche-focused private lender, we specialize in funding real estate investors across the country. Whether you’re renovating for profit or stabilizing rental income, our loan programs offer:

  • Swift approvals & closings Typically within 7–10 business days.

  • Flexible funding options for Fix-N-Flip, Bridge, Rental, and Multi-Family investments.

  • In-house underwriting and a direct lending model to eliminate delays.

  • Customizable terms tailored to your project scope and financial needs.

We support first-time and experienced investors alike, including foreign nationals and clients with complex deals. Our transparent, consultative process ensures you have peace of mind from underwriting through funding.

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Professional Advisor

Proven Results. Trusted by Real Estate Investors Nationwide. Your Growth is Our Business.

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Loan Programs

What We Offer to Our Clients

FIX & FLIP

Qualifying Information

Loan Amounts from $75K - $2MM Up to 75% of ARV and 80% of "As is value" 1 Year interest only 6 month extension at 1% Rates from 10.49% - 11.49% No pre payment penalty 650 Minimum Fico

BRIDGE

Qualifying Information

SFR 1-4, MULTIFAMILY 5-20, MULTIFAMILY 20+, CONDO, TOWNHOME, MIXED- USE, COMMERCIAL LOAN MIN: $75K LOAN MAX: $10+ MILLION 65-85% LTV TERM: UP TO 36 MONTHS PURCHASE, REFI, CASH OUT FOREIGN NATIONAL OK

GROUND UP CONSTRUCTION

Qualifying Information

LOAN SIZE : $100,000 to $10,000,000 LOAN TERMS: 2-36 months LOAN PURPOSE: Purchase, Refinance BORROWER: Resume/Summary of experience (showing 1+ previous, completed deals), Personal financial statement

MULTI-FAMILY / MIXED USE (5+ unit)

Qualifying Information

LOAN SIZE: $100K - $5MM Rates from 10.74% - 11.99% Credit Score - Minimum 650 30 Year Fixed 75% LTV max First time investors okay - 5% LTV reduction for all property types Foreign investors okay

Mobile Home Park Lending Details

Qualifying Information

Park-owned coaches allowed Single and double wide coaches accepted 1-star parks considered Located in a nationwide metropolitan statistical area with a growing population of at least 250,000

RENTAL 360 (1-4 UNIT 30 YEAR MORTGAGES)

Qualifying Information

Loans from $75K - 2MM Fixed Term - 30 year LTV Max 75% Rates 9.74% - 10.99% Credit Score - Minimum 650 5 year declining prepay: 5%, 4%, 3%, 2%, 1% Foreign investors okay

Retail, Office, and Industrial

Qualifying Information

Credit or non-credit tenants High foot or auto traffic with good visibility (retail) Flexible on rollover risk and month-to-month tenancy Single tenant and owner occupied on a case-by-case basis

Non-Resident Aliens

Qualifying Information

Up to 50% LTV Loan amounts to $20,000,000 Valid passport, second form of ID & income documentation are required Purchase, refinance, and cash out refinance programs available

Mixed-Use Lending

Qualifying Information

Stabilized apartment space, featuring retail or office space Located in a nationwide metropolitan statistical area with a growing population of at least 250,000 No property age restrictions Tier 1, Tier II and Tier III properties available

Student Housing Lending

Qualifying Information

Repositioned, rehabilitated, and stabilized multifamily student dwellings Must be in close proximity of the university University population is greater than 10,000

Our Expert Advisors

We Help You Secure the Right Real Estate Funding

Work with seasoned private lending professionals who understand the real estate market inside and out. From your first consultation to closing day, our advisors guide you through every step matching you with the best Fix-N-Flip, Bridge, Rental, or Multi-Family loan to fit your goals. With transparent terms, quick approvals, and personalized support, we make your funding process simple and stress-free.

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Industry Partners

Ready to Fund Your Next Real Estate Project?

Whether you’re flipping your first property or managing a multi-million-dollar portfolio, our private lending experts are here to help.
Get fast approvals, flexible terms, and the capital you need to move forward with confidence.

Contact Us Today

TESTIMONIALS

Trusted feedback from real estate investors nationwide​

"When a tight deadline on my renovation project threatened to derail everything, MIOYM stepped in with a financing package that worked for me, not against me. They understood the urgency and had the funds in my account in less than a week. That kind of speed and transparency is rare in this industry."

Daniel Whitford Real Estate Developer, Texas

"I was hesitant about bridge loans because of past experiences with hidden fees, but MIOYM was upfront from the first call. They explained every number, every term, and never pressured me to make a decision. I felt like they were on my side the whole time."

Marissa Cole Small Business Owner, Florida

"Working with MIOYM has completely changed how I approach my investments. Their team looked at my portfolio, helped me structure my financing strategically, and even connected me with a broker who understood my market. This is more than lending it’s a real partnership."

Anthony Delgado Property Investor, California

"I’ve dealt with a lot of lenders, but none have been as consistent as MIOYM. They delivered on time, honored their word, and kept communication open throughout my ground-up construction project. That reliability let me focus on building instead of chasing funding updates."

Leonard Hayes Construction Firm Owner, New York

MIOYM Commercial Capital

Nationwide private real estate lending for fix & flip, rehab, construction, conversions, and rental financing. Fast, transparent, investor-focused.

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Contact

  • 2900 Westchester Ave, Purchase, NY 10577
  • 888.976.4696
  • info@mioymcommercialcapital.com
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  • 2022 MIOYM Commercial Capital. All right reserved.